The Agent's Choice Insurance School

Insurance Pre-Licensing and Continuing Education

(336) 774-9400     (800) 941-4440

The Agent's Choice Newsletter: Biscuits



“Biscuits”

May - June

2010

Volume 2, Issue 3

The Agent’s Choice Insurance School  (336) 774-9400     www.agentschoiceonline.com   PLE & CE Insurance Education

        

Contents:

Service...………......1

Good News!......…...2

Seminar CE....….....2

Notice FYI…………..2

Flood & Ethics….....2

Birthdays……….…..3

NCDOI Rules……....3

CE Due Dates……...4

Special CE Offer.…..4

Checking Credits.. ...4

Adjuster Courses.....5

Providers…………....5

Virginia CE………....6

Additional States…..6

Thanks……………...6

Today’s Joke……....7

Let Us Hear Your Voice…………….....7

Biscuits…………….8

Links………………..8

Staff E-Mails…….…8

 

 

 

 

From Ron Delk

Service

 I don’t know what your experience has been lately, but I have noticed an appreciable difference in the attitudes of the employees of various storefront businesses. I go into some grocery stores, and the employees welcome me into the store. All of the folks putting up stock greet me and ask if they may help me. I have noticed the same attitudes in department stores. There is a willingness to help that was very much lacking until the recent economic troubles. Now it seems everyone is fighting for my business. I think that is a good thing.

Since the day I started The Agent’s Choice in 1992, I have made being of service to my customers a priority. I believe that is a hallmark of a good business. It sets us apart from the others. When you need help, my staff is here to serve you.

When I was an agency manager and responsible for a staff of agents I always stressed that providing service to the client or prospect was the key to success. There are a lot of places for a person to purchase insurance, but there is only one you.

So if things are a little down in your sales career, go back to the fundamentals and keep service to your clients and prospects the most important thing you have to offer. 

And if you have any questions about insurance education my e-mail address is: answers@agentschoiceonline.com.  For more help, staff links are listed at the end of “Biscuits” in the Links Section. 

 

Good News!

According to the NC DOI, The Agent’s Choice Insurance School, as your Prelicensing Provider, can now e-mail Course Completion Certificates/Admission Tickets upon request! This provides a  convenient and secure method of receiving Prelicensing Certificates through e-mail without delay!

Seminar CE Classes for 2010

The Agent’s Choice will be holding N.C. Insurance Continuing Education Seminar Classes on August 20-21 and November 12-13, 2010.  Details will be listed on our website starting in July 2010. 

If you or your organization would like to have The Agent’s Choice Insurance School come and do a  12-hour Continuing Education seminar class,  you may contact us at  # (336) 774-9400 or # (800) 941-4440 or send an e-mail to:  gldelk@agentschoiceonline.com

Notice FYI

The NC DOI will cancel anyone’s license that is missing any Continuing Education Credits.  This means all appointments will also be cancelled. Stay current with your CE, including your required Ethics and Flood Courses. 

Example:  Our school recently spoke with an individual who had decided to give up his Property and Casualty licenses and did not do the required Flood CE.  Much to his surprise, all his licenses, Life, Health, and Medicare/LTC included were cancelled.  We contacted the NC DOI and were told by them that if you miss any CE, all licenses will be cancelled.  The solution in his case would have been to have turned in his Property and Casualty License before the CE was due.

Online Flood & Ethics Courses

Beginning 1/1/08, 3 hours of Ethics is required every 2 years by all Agents, Brokers, and Adjusters. Property and Casualty Agents are required to take 3 hours of Flood every 4 years.  The license effective date determines when each of these is due.  Both courses are available online at:  www.agentschoiceonline.com under Continuing Education”

 

The NC DOI Needs Your Correct Birthday

To quickly update your birthday with the NC DOI, just send an e-mail to:  asdce@ncdoi.gov

2010 Mandatory Rules from NC DOI

·        Effective January 1, 2010, all licensees are required to provide an e-mail address to the NCDOI.  Those who do not comply with this rule may be charged a $50 administrative fee.  In addition, anyone who changes his or her e-mail address must notify the NC DOI within 10 days or face another $50 administrative fee.

Free e-mail addresses may be obtained by signing up through Google, AOL, or Yahoo. You can sign up using your local library’s computer if you don’t own a computer.   Some people may have relatives or friends who would allow e-mail to be sent from the NC DOI to them through their e-mail.  The key thing to remember is:  You must have an e-mail address and know what it is!

·        Effective January 1, 2010, all licensees are required to provide the NC DOI with a current mailing address.  Failure to provide the correct address may result in a $50.00 administrative fee.

·        Effective January 1, 2010, any future changes in the licensees mailing addresses or e-mail address may result in an administrative fee of $50.00 if notice of change is not given within 10 days of the change.

 To meet these requirements:

·        Go to the website at:  http://www.ncdoi.com

·        Click on Agents, Adjusters, and Bail Bondsmen, then on Agents Services Division

·        Scroll down the page to the heading titled, “Additional Online Services for Licenses”

·        If you wish to make only an e-mail update, click on:
Free E-Mail Address Update (no address change) for Agents, Adjusters and Bail Bondsmen

·        If you need to update your e-mail and mailing address, click on:

      Free Online Address Change Request and E-mail Update for Agents, Adjusters and Bail Bondsmen

You will need your NPN to complete the updates!

If you do not know your NPN, click Free Individual National Producer Number (NPN) Lookup
which is located on the same page.

Please keep in mind that effective December 30, 2009, the NC DOI no longer uses Social Security numbers to identify a licensee, but instead uses the NPN (National Producer Number).  The Agent’s Choice will NOT be able to process CE credits without your NPN after December 30, 2009.

 

Photo by Wilbur Goforth

When Is My CE Due?

·        If you were born in an even numbered year, you will need 24 hours of CE at the end of your birth month in 2010.

·        If you were born in an odd numbered year, you will need 24 hours of CE by the end of your birth month in 2011.

After your prorated biennium, you must complete 24 hours every two years. There can be no repeating of courses during those two years.

·        If you discover you’re not in compliance, call Prometric at:  # (886) 241-3121. 

·        Extensions for CE must be applied for 30 days before the end, and no later than the last day of your compliance period.  Anyone failing to complete CE will have up to 120 days to complete it.  Those whose licenses have been cancelled cannot work during the 120 day period until they have been reinstated.  They then must re-take Pre-Licensing Courses to obtain their licenses.

CE Special Offer!

The Agent’s Choice is offering 24 bundled hours of CE for just $79.95!  Just go to our website at www.agentschoiceonline.com and click on CE.  You can complete your CE quickly, and we will send your credits to the state for you.  No extra charges—turn-key price!!

How to Check Your Credits with Prometric

One of the easiest ways to check your online credits with Prometric is to go to our website:  www.agentschoiceonline.com, and Click on “Links” on the bar at the upper part of our homepage.  When the next page comes up, click on “Check Your CE Credits”, and it will take you to Prometric where you can easily set up an account to go in anytime to check your credits—both your current and previous biennium.

The first box that comes up is your current biennium.  If there is a course listed here, you may not repeat it during your current biennium.

The second box was added (due to popular request!), and it lists courses in your previous biennium.  These courses may be repeated, as you will now be in a different biennium.

Adjuster Courses

The Agent’s Choice Insurance School Adjuster courses teach everything needed to pass the state exam, including a special section pertinent to Adjusters which makes up 15 percent of the state exam.  That makes our material unique.  We cover every topic listed in the North Carolina Candidates Guide Outline and provide text material, online practice tests, a qualified instructor, and technical help.  For anyone wishing to settle insurance claims, this is the course to take!  Choose from the Online Course, Book, or the Online Course with the printed material.  Online courses are $100.  Books that compliment this course are $30 (plus shipping) when purchased with the online course.  Books purchased separately with no line practice tests are $69.95.

How is The Agent’s Choice Different from Other Providers?

We are a North Carolina based school and all our courses are written to comply with and help students pass the N.C. State Exam.  Our courses only contain material students need to know.  The instructor who wrote the course material will answer students’ questions through e-mail--a fully-licensed instructor of over 30 years experience to whom students may send questions and who will respond in a timely fashion.  Our friendly staff is ready and available to serve you

The Agent’s Choice offers a 10 percent discount to all Prelicensing Students who sign up and pay for more than one course at a time for the entire package! Check it out today at www.agentschoiceonline.com.

Virginia Online CE

The Agent’s Choice Insurance School is pleased to announce that we are offering our online Continuing Education to the state of Virginia.  No course should be repeated within a Biennium.  The following CE courses are now available:

Course ID

Course Title

Course Type

Course Hours

202777           Ethics and Law General                      4/Law & 2/General
201139             Understanding Employee Security L&H 6
202779           Understanding Financial Security L&H 8
202778           Understanding College Funding L&H 8
203226           Disaster and Insurance P&C 8

Additional States

The Agent’s Choice is now offering Prelicensing Self-Study in 22 additional states and Washington, D.C.  as a vendor, and will soon be offering its own online CE in Maryland, Virginia, South Carolina and Georgia and, of course, North Carolina.  Stay tuned!

Photo by Wilbur Goforth

Thank you for doing business with The Agent’s Choice Insurance School.  We value each of you and consider you to be, not only business associates, but friends.  We appreciate you!

Today’s Joke

  The Duel  

A little boy came home from the playground with a bloody nose, black eye, and torn clothing. It was obvious he'd been in a bad fight and lost. While his father was patching him up, he asked his son what happened.
      
"Well, Dad," said the boy, "I challenged Larry to a duel. And, you know, I gave him his choice of weapons."
      
"Uh-huh," said the father, "that seems fair."
      
"I know, but I never thought he'd choose his big sister!"

Let Us Hear Your Voice!

Do you have a subject you would like to see addressed in Biscuits?  Contact us with your suggestions atgldelk@agentschoiceonline.com.  If you know of anyone who would like to receive “Biscuits”, just send us an e-mail.  We will gladly send it free of charge.  The newsletter is also available on our website.Your input is important to us!

 

The Agent’s Choice Insurance School

3410 Healy Drive, Room 107

Winston-Salem, NC  27103

Telephone: # (336) 774-9400

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Staff E-Mails:

Ron Delk, Program Director and Instructor:  answers@agentschoiceonline.com

Gloria Delk, Marketing Director:  gldelk@agentschoiceonline.com

JoAnn Williams, Technical/Website:  information@agentschoiceonline.com

Billie Smothers, Office Manager/Customer Service:  bsmothers@agentschoiceonline.com

Dianna Blake, Customer Service:  dianna@agentschoiceonline.com